Serving Miami-Dade

Fractional CFO Services in
Miami

Miami’s economy moves fast and punishes businesses that can’t see their own numbers. Get a complete finance function — for one flat monthly fee.

CPA LICENSED M.S. TAXATION · UM FLAT-FEE PLANS MONTH-TO-MONTH

The Miami Problem

Six-Figure Decisions on Gut Feel

Real estate and construction, hospitality groups, trade and logistics, healthcare practices, a growing startup scene — different industries, same pattern: revenue scales quickly, complexity scales faster, and the owner ends up making six-figure decisions while the financials run a month behind.

Hiring a Miami CFO, a controller, and a bookkeeper is three salaries and three sets of benefits. So the finance function ends up split between an office manager, an outside tax preparer, and the owner’s Sunday nights.

A fractional model replaces that patchwork with one accountable person. I’m David Lopez, CPA — M.S. in Taxation from the University of Miami, former CFO of Saxon, a Xerox company.

Accurate books, closed monthly

Reconciliations, coding, AR/AP, and payroll coordination that produce statements you can actually rely on.

Controller-level oversight

Financial packages with variance analysis, internal controls, and clean year-end handoffs to your tax preparer.

CFO strategy

13-week cash forecasting, budgets, KPI dashboards, scenario modeling, and support for lending, investors, and acquisitions.

Every plan is a flat monthly retainer

Month-to-month, scope set at the start. You’ll never receive an hourly invoice. See pricing →

Why Local Wins

A CFO Who Knows Miami.
Not a Dashboard That Doesn’t.

There’s no shortage of national online bookkeeping platforms. What they can’t do is judgment — and judgment improves dramatically when your CFO knows the market you operate in.

Before the bank meeting

I sit with you before a lending conversation in Brickell and make sure your package answers the questions before they’re asked.

Multi-entity structures

Common in Miami real estate — and a mess in most books. Consolidations, intercompany cleanup, and reporting that holds up in diligence.

Raise, buy, or sell

Investor reporting, due-diligence support, pitch-deck financials, and sale preparation — the needs that show up when Miami companies make moves.

Common Questions

Miami FAQs

Do you take meetings in Miami-Dade?

Yes. I’m based in Broward and hold regular in-person sessions with Miami-Dade clients; day-to-day work runs remotely through QuickBooks Online, Xero, or FreshBooks.

Can you work alongside my existing bookkeeper or CPA?

Yes — at the Growth tier and above I can manage your existing accounting staff, and I coordinate directly with your tax CPA at year-end. You keep the people who work; I make the function work together.

What does getting started look like?

A free 30-minute discovery call, then most clients are fully onboarded within a week.